{"success":true,"layer":2,"name":"Merchant-of-Record (MoR)","merchant_of_record":"Oasis BI Pro","obp_base":"https://pay.oasis-bi-pro.web.id","pacelokal_route_prefix":"/pl/*","pjp":["duitku","xendit"],"disclosure":"Pembayaran diproses oleh Oasis BI Pro (oasis-bi-pro.web.id) sebagai Merchant-of-Record untuk ekosistem SparkMind. Pemrosesan kartu/bank melalui PJP Duitku/Xendit yang terdaftar di Bank Indonesia.","doctrine_refs":["PAYMENT-FLOW-OBP-v2.0","MOR-ROUTING-MANIFEST","BRAND-ARCH-4LAYER-v2.0","MASTER-ARCHITECT-PROMPT-v7.0"]}